Online Forms
Online Forms
To assist you in your mortgage process, we have provided certain forms you might need along the way. Included is obviously the Mortgage Application Form which you can download and print. The application should be completed with the assistance of a mortgage professional. You will need a browser compatible with PDF files or you will need to download Adobe Acrobat Reader to view and print PDF files on all major computer platforms
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20% Down payment
Perfect Credit
Interest Rates
Finding A House
30-Year Fixed-Rate Mortgages
20% Down payment
Risk Factors
You need 20% down to purchase a home.
Solution
This isn't true. If you take out a conventional loan, you can buy a home with as little as 3% down.
Perfect Credit
Risk Factors
You won’t need a credit check.
Solution
Credit plays a significant role in your ability to get refinancing. However, borrowers with an excellent credit profile are rewarded with the lowest interest rates.
Interest Rates
Risk Factors
Mortgage interest rates are the same no matter what lender you work with.
Solution
The truth is that rates can vary from lender to lender. So for your financial safety, you should shop around when looking for a mortgage loan.
Finding a house
Risk Factors
Find a house, then worry about a mortgage.
Solution
This is terrible advice at any time, but in a hot seller’s market like today’s, believing this myth can lead you to miss out on a home altogether.
30-Year Fixed-Rate Mortgages
Risk Factors
A 30-year fixed-rate mortgage is always the best choice
Solution
If you can afford higher payments, you can own your home outright in less time and for less money with a 15-year fixed-rate mortgage.
Our commitment is to provide unparalleled customer service and exceptional value.
Equity 123 Lending
Equity 123 Lending is a licensed mortgage broker.
All loans originated by Equity 123 Lending are funded by third party lenders. Equity 123 Lending INC, and Equity 123 Lending, LLC. are authorized to do business as “Equity 123 Lending” in certain states.
Equity 123 Lending is an equal housing lender.
All loans originated by Equity 123 Lending are funded by third party lenders. Equity 123 Lending INC, and Equity 123 Lending, LLC. are authorized to do business as “Equity 123 Lending” in certain states.
Equity 123 Lending is an equal housing lender.
Contact Us
cedric@equity123lending.com949 306-660222512 Aliso Park Drive
Lake Forest, California 92630
Lake Forest, California 92630
NMLS ID #2033794
NMLS ID For California #2476839
NMLS Consumer Access Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
© 2024 Equity 123 Lending INC. and Equity 123 Lending, LLC.