Loan Programs
Services we offer our clients!
Let’s Chat
Start your journey today, feel free to reach out to us for personalized mortgage guidance and assistance.
Do you like to speak directly?
Call Us On: (949) 309-2402 Or Email Us.
Loan Program Options
CONVENTIONAL MORTGAGE
"Conventional mortgage" or "conventional loan" is a term you'll always encounter when shopping for a mortgage.
Jumbo Loan
A jumbo loan, also known as a jumbo mortgage, is a type of financing that surpasses the Federal Housing Finance Agency (FHFA) set.
FHA loan
An FHA loan is a government-backed mortgage loan that allows you to buy a home with looser financial requirements.
VA loan
A VA loan is a mortgage provided through a U.S. Department of Veterans Affairs program.
USDA home loan
A USDA home loan is a zero-down payment mortgage for qualifying rural homebuyers issued through the USDA loan program.
Fix and Flip
Loans
Transform your investment properties with ease using our hassle-free rehab loan options - apply today and watch your profits soar!
LOW DOWN
PAYMENT
Coming up with a down payment is one of the biggest challenges for many people looking to buy a house, causing them to delay their dream of homeownership.
INVESTMENT
PROPERTY
Investment property loans are a type of mortgage specifically designed for purchasing properties intended to generate income, such as rental properties or commercial real estate.
203K LOANS ON THE
CHEAP
203K Loans are a unique financing option backed by the Federal Housing Administration (FHA) that enables homebuyers and homeowners to roll renovation costs into their mortgages.
REVERSE
MORTGAGE
A reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan.
FIRST-TIME HOME BUYERS
To start, we offer a free pre-qualification service before you begin searching for your new home.
NON-QM Loans
1099
MORTGAGE
On a conventional home loan, the lender is restricted to using only the taxable portion of the applicant's salary for qualification purposes.
BANK STATEMENT
LOANS
A bank statement loan is often an excellent option for qualified self-employed borrowers.
DEBT SERVICE COVERAGE LOAN
A DSCR loan is a type of non-QM loan for real estate investors. Securing a DSCR loan can help you expand your investment portfolio effortlessly.
ITIN
MORTGAGE
Individual Tax Identification Number (ITIN) loans are for borrowers who do not have Social Security numbers.
Our commitment is to provide unparalleled customer service and exceptional value.
Equity 123 Lending
Equity 123 Lending is a licensed mortgage broker.
All loans originated by Equity 123 Lending are funded by third party lenders. Equity 123 Lending INC, and Equity 123 Lending, LLC. are authorized to do business as “Equity 123 Lending” in certain states.
Equity 123 Lending is an equal housing lender.
All loans originated by Equity 123 Lending are funded by third party lenders. Equity 123 Lending INC, and Equity 123 Lending, LLC. are authorized to do business as “Equity 123 Lending” in certain states.
Equity 123 Lending is an equal housing lender.
Contact Us
cedric@equity123lending.com949 306-660222512 Aliso Park Drive
Lake Forest, California 92630
Lake Forest, California 92630
NMLS ID #2033794
NMLS ID For California #2476839
NMLS Consumer Access Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
© 2024 Equity 123 Lending INC. and Equity 123 Lending, LLC.